About the Author

John S. Tjia (pronounced “Chee-ah”) is a top financial modeler who has worked as a credit analyst and investment banker at J.P. Morgan & Co., where he wrote the firm’s first PC-based projection and valuation models. As head of J.P.Morgan’s Models Group, he developed the models for credit, merger, LBO, bank and project finance analysis, and taught modeling classes to hundreds of analysts.